Insurance for Expats in Spain
Independent insurance expertise for your home, health, car, family, business and life in Spain — with access to multiple insurance providers and competitive rates.
Moving to Spain, buying a property here or simply spending more time on the Costa del Sol brings a number of practical considerations with it. Insurance is one of them.
At The Benahavís Collection, we work closely with an experienced independent insurance broker who specialises in helping expatriates living in, relocating to or owning property in Spain.
Rather than being tied to one insurance company, our insurance partner works with multiple established providers. This means they can compare suitable policies and competitive rates, helping you find insurance cover that reflects your circumstances, the protection you need and your budget.
Whether you are buying a new home in Benahavís, arranging private medical insurance for a Spanish visa, bringing a car to Spain or simply reviewing the cover you already have, you can request a quotation through us.
Already know what you need? You can go straight to our insurance quotation form. If you are not sure which type of policy is appropriate, simply give us a brief outline of your circumstances and our insurance partner can discuss the available options with you.
Find the Insurance Cover You Need
Choose the type of insurance you are interested in to go directly to the relevant section.
Home Insurance in Spain
Whether your Spanish property is your permanent residence, a holiday home or an apartment used for part of the year, appropriate insurance can help protect both the property and the belongings inside it.
Cover can be arranged for permanent homes, holiday homes, holiday apartments and high-value properties. Tenants can also request contents-only insurance where appropriate.
If you are buying a property in Benahavís or elsewhere on the Costa del Sol, you can request a quotation before completion so that suitable cover can be arranged when you take ownership.
Request a home insurance quote →
Health & Visa Insurance in Spain
Private medical insurance is an important consideration for many people relocating to Spain and can also be required for certain Spanish visa and residency applications.
Cover can be arranged for individuals, couples, families and company employees, including policies designed to satisfy relevant visa requirements.
If health insurance forms part of your visa or residency application, tell us which route you are applying under when requesting your quotation. Our insurance partner can then discuss the type of policy required for your circumstances.
Applying for a Spanish visa? Tell us which visa or residency route you are considering when completing the quotation form. You may also find our Visas & Residency in Spain guide useful when planning your move.
Request a health or visa insurance quote →
Car Insurance in Spain
Car insurance can be arranged for a wide variety of vehicles and drivers living in Spain.
Options can include fully comprehensive insurance, third-party fire and theft and third-party-only cover, together with policies for historic vehicles, hybrid and electric cars and higher-value vehicles.
If you are moving to Spain or buying a vehicle after your arrival, our insurance partner can discuss suitable cover for your circumstances.
Request a car insurance quote →
Pet Insurance in Spain
For many people moving to Spain, pets are very much part of the family. Pet insurance can provide additional peace of mind if an unexpected illness, accident or other problem arises.
Depending on the policy selected, cover may include veterinary fees following illness or accident, third-party liability, boarding fees and protection if a pet is lost through straying or theft.
Request a pet insurance quote →
Life Insurance for Expats in Spain
Life insurance can provide financial protection for partners, children and other dependants should the unexpected happen.
Options may include term life cover, whole-of-life policies, terminal illness cover and joint life insurance, depending on your circumstances and the level of protection required.
Request a life insurance quote →
Funeral & Repatriation Insurance
Funeral insurance can be particularly relevant for expatriates whose family or country of origin is outside Spain.
Depending on the policy, cover may include funeral services, repatriation, legal assistance and additional services designed to reduce the practical burden on family members at a difficult time.
Request a funeral or repatriation insurance quote →
Motorbike Insurance in Spain
Motorbike insurance is available for riders living in Spain, with options that can include fully comprehensive and third-party-only cover.
European breakdown assistance and specialist policies for particular makes or higher-value motorcycles may also be available.
Request a motorbike insurance quote →
Golf Insurance
With some of southern Spain's best-known golf courses surrounding Benahavís, dedicated golf insurance can be useful for regular players.
Cover can include golf clubs and equipment, golf buggies and third-party liability. Some policies may also include hole-in-one cover.
Request a golf insurance quote →
Boat & Marine Insurance
Boat owners on the Costa del Sol can also request quotations for marine insurance.
Depending on the policy and vessel, cover can include liability protection together with theft and vandalism cover. Optional protection may also be available for additional equipment and water toys.
Request a marine insurance quote →
Travel Insurance
Whether you are planning one journey or travel regularly between Spain and other countries, travel insurance can provide valuable protection when you are away from home.
Options may include single-trip and annual policies, group insurance and cover for travel within Europe or worldwide.
Request a travel insurance quote →
Business Insurance in Spain
Business owners and professionals working in Spain can arrange insurance tailored to their commercial activities.
Cover can include office insurance, commercial buildings insurance, professional indemnity insurance and Directors & Officers cover.
Because business risks vary considerably, the broker will normally discuss the nature of your activities and the protection required before approaching suitable insurers.
Request a business insurance quote →
Professional & Liability Insurance
Specialist civil liability and professional cover can be arranged for a wide range of professions, businesses and activities.
This can include professionals working in technology and IT, consultancy, education, administration and executive roles, together with other occupations requiring specialist liability protection.
More specialised forms of cover may also be available depending on the nature of the activity and the risk involved.
Request a liability insurance quote →
Community & Urbanisation Insurance
Insurance can also be arranged for residential communities and urbanisations in Spain.
This can be particularly useful for smaller communities that require appropriate protection for communal buildings, shared areas and associated liabilities.
Request a community insurance quote →
Why Use an Independent Insurance Broker?
Choosing insurance in another country can sometimes feel less straightforward than it should. Policy wording, levels of cover and the way different insurers assess risk can vary, particularly when your circumstances span more than one country.
Our insurance partner specialises in working with expatriates in Spain and has access to multiple established insurance providers rather than being restricted to the products of one company.
This means your requirements can be discussed first and suitable options compared, allowing you to consider the available cover and premiums before deciding whether you wish to proceed.
Request an Insurance Quote
Tell us what you would like to insure and provide a few basic details below.
You do not need to know exactly which policy or level of cover you require. Once we receive your enquiry, we will arrange for our specialist insurance partner to discuss your requirements and suitable options with you.
Important Information
The Benahavís Collection is not an insurance company or insurance broker and does not provide insurance advice or make recommendations regarding individual insurance products.
When you request an insurance quotation through this page, we will introduce your enquiry to an independent specialist insurance broker who will assess your requirements, explain the cover available and provide quotations from appropriate insurance providers.
Any insurance policy you subsequently choose to arrange will be entered into directly with the relevant insurance broker and/or insurance provider. Policy availability, acceptance, cover, exclusions, terms and premiums are determined by the broker and insurer.
Related Reading
Visas & Residency in Spain
Explore the main visa and residency routes for people planning to live, retire or spend more time in Spain.
Buying Property in Benahavís
Our step-by-step guide to buying a home in Benahavís, from the initial search through to completion.
Living in Benahavís
Discover the practicalities and lifestyle of making Benahavís your permanent home or Mediterranean base.
Planning Your Move to Benahavís?
Darren and Angelina, your Personal Property Concierge, can help you find the right home while also connecting you with trusted professionals for the practical details that come with buying, relocating and living in Spain.
Important: Insurance products, premiums, eligibility, terms, exclusions and levels of cover vary between insurers and individual circumstances. The information on this page is general in nature and should not be treated as insurance or financial advice. Contact us for more information on insurance for expats in Spain.